Various Trades
Not limited to;
Wholesalers (food, drink, clothes and alike), Contractors Depots, Manufacturing, Warehouse, Leisure & Motor Traders
Limits:
Maximum Property and Business Interruption sum insured £3,000,000 any one risk
Public Liability £1,000,000, £2,000,000, £5,000,000 and £10,000,000 limits available
Employers Liability £10,000,000
About our Product
Cover
Material Damage
Business Interruption
Glass
Money
Goods in Transit
All Risks
Employers Liability
Public Liability
Property Owners Liability
About our Product
Perils:
Fire, lightning, explosion, and earthquake
Storm or flood
Escape of water from any tank, apparatus or pipe
Riot, violent disorder, strike, labour disturbance, civil commotion, or malicious persons
Aircraft or other aerial devices or articles dropped therefrom
Escape of oil from a fixed oil-fired heating installation
Impact by any road vehicle (including any forklift truck or other industrial vehicle) or animal
Accidental escape of water from any automatic sprinkler system
Theft or attempted theft/ Any other accidental damage
Subsidence, heave or landslip
Accidental breakage of fixed glass by fracture extending through its entire thickness
Damage to neon and illuminated signs and electric light fitments
Accidental breakage of sanitary ware
Damage by impact of falling glass
Property Owners Liability
About our Product
Key Extensions
Risks with Non-Standard features such as Convictions, CCJ’s, Bankruptcies, Liquidations and adverse claims history can be considered. This needs to be the same throughout.
Accidental Discharge of Gas Systems – up to £5,000
Drain Clearance – up to £5,000
Extinguishment Expenses – up to £1,000
Glass Cover Extension – up to £2,500
Landscaped Gardens Extension – Up to £1,000/£2,500
Loss of Metered water – Up to £25,000
Theft Cover Extension – Up to £1,000 in respect of Building and Locks and £2,500 in respect of CCTV and Alarm Systems
Trace and Access and Repair or Replacement Extension – Up to £25,000
Unauthorised use of Electricity, Gas or Water Extension - £2,500
Exhibitions – Up to £2,000
Outside Catering – Up to £2,000
Damage to premises used by you for storage
Failure of Public Utilities caused by the Property Damage covers to their premises, water works or pumping stations up to the Sum Insured
Failure in the supply of electricity, gas, water or sewage systems
