Various Trades
Not limited to;
Wholesalers (food, drink, clothes and alike), Contractors Depots, Manufacturing, Warehouse, Leisure & Motor Traders
Limits:

Maximum Property and Business Interruption sum insured £3,000,000 any one risk

Public Liability £1,000,000, £2,000,000, £5,000,000 and £10,000,000 limits available

Employers Liability £10,000,000
About our Product
Cover

Material Damage

Business Interruption

Glass

Money

Goods in Transit

All Risks

Employers Liability

Public Liability

Property Owners Liability

About our Product
Perils:

Fire, lightning, explosion, and earthquake

Storm or flood

Escape of water from any tank, apparatus or pipe

Riot, violent disorder, strike, labour disturbance, civil commotion, or malicious persons

Aircraft or other aerial devices or articles dropped therefrom

Escape of oil from a fixed oil-fired heating installation

Impact by any road vehicle (including any forklift truck or other industrial vehicle) or animal

Accidental escape of water from any automatic sprinkler system

Theft or attempted theft/ Any other accidental damage

Subsidence, heave or landslip

Accidental breakage of fixed glass by fracture extending through its entire thickness

Damage to neon and illuminated signs and electric light fitments

Accidental breakage of sanitary ware

Damage by impact of falling glass

Property Owners Liability
About our Product
Key Extensions

Risks with Non-Standard features such as Convictions, CCJ’s, Bankruptcies, Liquidations and adverse claims history can be considered. This needs to be the same throughout.

Accidental Discharge of Gas Systems – up to £5,000

Drain Clearance – up to £5,000

Extinguishment Expenses – up to £1,000

Glass Cover Extension – up to £2,500

Landscaped Gardens Extension – Up to £1,000/£2,500

Loss of Metered water – Up to £25,000

Theft Cover Extension – Up to £1,000 in respect of Building and Locks and £2,500 in respect of CCTV and Alarm Systems

Trace and Access and Repair or Replacement Extension – Up to £25,000

Unauthorised use of Electricity, Gas or Water Extension - £2,500

Exhibitions – Up to £2,000

Outside Catering – Up to £2,000

Damage to premises used by you for storage

Failure of Public Utilities caused by the Property Damage covers to their premises, water works or pumping stations up to the Sum Insured

Failure in the supply of electricity, gas, water or sewage systems