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Commercial Properties

About our Product

Acceptable Risks:

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Block of Flats

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Mixed Occupancy Risks

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Housing with Multiple Occupancy

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Shared Accommodation – Professional let

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Bedsits – Professional let

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Non-standard Construction

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Asylum Seekers

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Subsidence including underpinned properties

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Criminal convictions

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Adverse financial history

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Adverse claims history

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Works and Renovations

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Risks that have been previously declined

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Unoccupied properties

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Commercial Properties with Residential above

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About our Product

Key Features

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Accidental loss or damage

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Contract Works up to £100,000 (one hundred thousand pounds) any one contract and in any one period of insurance

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Contractors’ Interest up to £100,000 (one hundred thousand pounds) for any one contract

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Further Investigation Expenses up to £10,000 (ten thousand pounds) in any one period of insurance

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Mortgagee, Freeholder or Lessor interest

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Public Authorities up to 15% (fifteen percent) of the sum insured

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Unauthorised Occupation

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Trace and Access up to £25,000 (twenty five thousand pounds)

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Managing Agents up to £25,000 (twenty five thousand pounds)

About our Product

Limits & Covers Available

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Maximum sums insured is £3,000,000 any one risk

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£10,000,000 Employers’ Liability

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£5,000,000 Public Liability

Optional Covers

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Legal Expenses

Unacceptable Risks

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Thatched Properties

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Any property with Japanese Knot Weed

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Grade 1 or A Listed Properties

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Wimpey No Fines Construction

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Demolition Works

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Religious buildings

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