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Contractors All Risks

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Various Trades

Air Conditioning, Engravers, Double Glazing, Blind and Curtain Fitters, Fencing Contractors, Carpet Fitters, Painters and Decorators, Treefelling, Window Cleaners, Carpenters, Scaffolders, Roofers, Shopfitters, Drain Cleaners, Plasterers, Bricklayers, Builders, Plumbing and Heating Engineers, Gas Fitters, Sprinkler Installers, Groundworkers, Drive Laying, Vending Machine Engineers

Limits:

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Maximum any one contract £2,000,000

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Contract Works £2,000,000

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Hired in Property £250,000 (£100,000 maximum single article limit)

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Own Plant / Tools £250,000

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Employee Tools and Equipment £15,000 (£1,000 maximum per person)

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Public & Products Liability £1,000,000, £2,000,000 or £5,000,000. With £10,000,000 on Non-Contractors business

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Employers Liability (Standard £10,000,000)

About our service

Cover

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Contract Works, Hired in Property, Own Plant / Tools, Employee Tools and Equipment, Employers Liability, Public Liability, Products Liability

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Own Plant and Equipment – Any item with a single article limit of £10,000 or more must be specified

About our service

Key Extensions

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Automatic Reinstatement following a Claim

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Professional Fees

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Debris Removal – Up to 10% of the Contract Value

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Public Authorities Requirement – Up to 10% of the Contract Value

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Free Issue Materials

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Off Site Storage – Up to 15% of the Contract Value

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Immobilised Plant

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Plans and Documents – Up to £25,000 any one occurrence of damage

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Principal Clause

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Speculative Development applicable to Contract Works only

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Show House Contents – Up to £25,000 any one occurrence of damage

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Expediting Expenses – Up to £50,000 any one occurrence of damage

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Series of Losses

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Other Interest

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Munitions

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Continuing Hire Charges – Up to £25,000 any one period of Insurance

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Maintenance or Defects Liability Period – 12 Months

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