eastkent eastkent
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Package Business

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Various Trades

(but not limited to)x

Book Shop, Hairdressers, Nail Salons, Clothing Shops, E-Cig Shops (excluding Products Liability), Grocery Store, Convenience Store, Takeaways, Card / Stationery Shops, Offices, Restaurants, Hotels, Public house

Limits:

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Maximum Property and Business Interruption sum insured £2,000,000 any one risk

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Public Liability £5,000,000 up to £10,000,000

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Employers Liability – Standard £10,000,000

About our service

Cover

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Contents

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Buildings

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Business Interruption

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Loss of Licence

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Loss of Accounts Receivable

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Theft by Employees Specified All Risks

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About our service

Perils

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Fire, lightning, explosion, and earthquake

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Storm or flood

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Escape of water from any tank, apparatus or pipe

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Riot, violent disorder, strike, labour disturbance, civil commotion, or malicious persons

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Aircraft or other aerial devices or articles dropped therefrom

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Escape of oil from a fixed oil-fired heating installation

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Impact by any road vehicle (including any forklift truck or other industrial vehicle) or animal

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Property Owners Liability

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Accidental escape of water from any automatic sprinkler system

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Theft or attempted theft

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Any other accidental damage

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Subsidence, heave or landslip

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Accidental breakage of fixed glass by fracture extending through its entire thickness

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Damage to neon and illuminated signs and electric light fitments

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Accidental breakage of sanitary ware

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Damage by impact of falling glass

About our service

Key Extensions

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Accidental Discharge of Gas Systems – up to £5000

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Drain Clearance – up to £5000

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Extinguishment Expenses – up to £1000

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Glass Cover Extension – up to £2500

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Landscaped Gardens Extension – Up to £1000/£2,500

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Loss of Metered water – Up to £25,000

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Theft Cover Extension – Up to £1000 in respect of Building and Locks and £2500 in respect of CCTV and Alarm Systems

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Trace and Access and Repair or Replacement Extension – Up to £25,000

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Unauthorised use of Electricity, Gas or Water Extension - £2,500

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Exhibitions – Up to £2000

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Outside Catering – Up to £2000

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Damage to premises used by you for storage

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Failure in the supply of electricity, gas, water or sewage systems

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Leakage of beer or other bulk supplied beverages from fixed tanks for Public House, Restaurants and Hotels

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Risks with Non-Standard features such as Convictions, CCJs, Bankruptcies and Liquidations can also be considered

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Public Houses with entertainment, late license, live entertainment and door staff / bouncers can be considered upon referral

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