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Property Owners

Commercial Properties, Residential Let and Unoccupied Properties

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Buildings

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Loss of Rent

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Up to £5,000,000 Property Owners Liability

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Key Extensions

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Temporary Accommodation or Loss of Rent – Up to 20% of the Building Sum Insured (24 months)

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Emergency Services – Up to £1,000

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Replacement of Locks – Up to £1,000

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Buildings

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Contents

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Loss of Rent

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Property Owners Liability

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Key Extensions

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Temporary Accommodation / Loss of Rent up to 33.33% of the Buildings Sum Insured (24 months)

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Loss of Metered Electricity, Gas or Water – Up to £1,000

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Emergency Services – Up to £1,000

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Replacement of Locks – Up to £1,000

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Trace & Access – Up to £5,000

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About our service

Cover

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Buildings

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Contents

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Property Owners Liability

Periods

3, 6 & 12 month policies available with pro-rata returns (subject to terms & conditions)

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About our service

Perils

(Cover can be restricted to Fire, Lightning, Aircraft, Explosion and Earthquake with no excess)

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Fire and resultant smoke damage, lightning, explosion or earthquake

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Aircraft and other flying devices or items dropped from them

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Storm, flood or weight of snow

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Escape of water from any tank, apparatus or pipe

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Escape of oil from a fixed domestic oil-fired heating installation

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Theft or attempted theft

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Collision by any vehicle or animal

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Malicious damage, riot, violent disorder, strike, labour disturbance, civil commotion

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Subsidence, heave or landslip

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Falling trees, telegraph poles or lamp-posts

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Breakage or collapse of fixed radio and television aerials, fixed satellite dishes and their fittings and masts

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Property Owners Liability

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Key Extentions

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Expenses – Architects, Surveyors, Consulting Engineers & Legal Fees – Maximum amount 15% of the Building Sum Insured

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Sale of Buildings

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Landscaped areas following damage caused by emergency services – Maximum £1,000 in any period of insurance

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